PCI SSC Qualified Security Assessor
PCI DSS Qualified Security Assessor (QSA)

PCI DSS Certification & Compliance Services in India Level 1 to Level 4

Complete PCI DSS consulting from gap analysis to certification. We help merchants, payment processors, and service providers achieve and maintain PCI DSS compliance across all four levels. Transparent process. Proven results across India and 20+ countries.

321+
Engagements Completed
300+
Customers Served
215+
Certificates Issued
100%
Satisfied Customers

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PCI SSC Qualified Assessor
Certified QSA Auditors
Pan-India + 20 Countries
Level 1 to Level 4 Support

Trusted by Organizations Worldwide

Banvien Vietnam PCI DSS client Central Bank UAE CME Lebanon Datasoft Bangladesh In2IT Technologies InfoTrack Innentine Lean Leao MEWA NIC Saudi Arabia RTA Dubai Solutions by STC Saudi Arabia STC Tahaluf al-Emarat UAE TCSENS Virtualguru Wakeb Data Saudi
CMMI Institute Elite Partner ISACA certified ISO certified GDPR compliant PCI DSS certified

What is PCI DSS Certification and Why Does It Matter?

Strengthen your payment security posture, meet card brand mandates, and position your business as a trusted, compliant partner for merchants and processors.

PCI DSS (Payment Card Industry Data Security Standard) is a globally mandated security standard for any organization that stores, processes, or transmits cardholder data. Compliance is required by all major card brands (Visa, Mastercard, RuPay, Amex). Non-compliance can result in hefty fines, data breaches, and loss of payment processing privileges. With Univate, achieving PCI DSS compliance becomes faster, simpler, and fully guided by certified QSA experts.

Check Your PCI DSS Readiness

Who Needs PCI DSS Certification in India?

PCI DSS compliance is required for any organization that stores, processes, or transmits cardholder data, regardless of transaction volume.

Payment Gateways & Processors E-commerce & Online Retailers Banks & Financial Institutions Fintech Companies Insurance Companies Healthcare (handling card payments) Hotels & Hospitality Airlines & Travel IT Service Providers (handling card data) SaaS & Cloud Platforms (storing card data)

If your company stores, processes, or transmits cardholder data in any form, PCI DSS compliance protects you from fines, breaches, and loss of payment processing privileges while building trust with customers and partners.

Find the Right PCI DSS Level for You

Our PCI DSS Certification & Compliance Services

Comprehensive PCI DSS consulting from initial gap analysis to final QSA audit and beyond. Support for Level 1 through Level 4 compliance.

Gap Analysis & Scoping

We assess your cardholder data environment against all 12 PCI DSS requirements, define scope, and identify gaps with a clear remediation roadmap.

PCI DSS Policy & Documentation

Our consultants design and document information security policies, procedures, and evidence artifacts required for PCI DSS compliance.

Network Security Implementation

We implement firewalls, network segmentation, encryption, and access controls to secure your cardholder data environment.

Vulnerability Assessment & Penetration Testing

Quarterly ASV scans and annual penetration testing to identify and remediate vulnerabilities in your payment environment.

PCI DSS Training & Awareness

Hands-on training for your teams on security policies, secure coding practices, and PCI DSS requirement awareness.

Self-Assessment Questionnaire (SAQ) Support

We help Level 2-4 merchants complete the correct SAQ type accurately and efficiently based on their payment channels.

QSA Audit & Report on Compliance (ROC)

Formal on-site assessment by our PCI SSC-certified QSAs, culminating in a complete Report on Compliance for Level 1 organizations.

Attestation of Compliance (AOC)

We prepare and finalize your official Attestation of Compliance document required by acquirers and card brands.

Remediation & Ongoing Compliance Monitoring

Post-certification support including remediation of findings, quarterly ASV scans, and continuous compliance monitoring.

Speak with a PCI DSS Consultant

PCI DSS Compliance Levels: Level 1 to Level 4

Your PCI DSS compliance level is determined by annual transaction volume and validation requirements.

Level 1 & Level 2

PCI DSS Level 1 & Level 2

Level 1: Organizations processing over 6 million transactions per year, requiring a formal annual QSA audit and quarterly ASV scans. Level 2: Organizations processing 1 million to 6 million transactions per year, requiring an annual SAQ and quarterly ASV scans.

  • Level 1: Annual QSA audit + quarterly ASV scan
  • Level 2: Annual SAQ + quarterly ASV scan
  • Formal Report on Compliance (Level 1)
  • Typical timeline: 3 to 6 months
  • Attestation of Compliance required
Get Level 1/2 Consultation
Level 3 & Level 4

PCI DSS Level 3 & Level 4

Level 3: E-commerce merchants processing 20,000 to 1 million transactions per year, requiring an SAQ. Level 4: Merchants processing under 20,000 e-commerce or under 1 million other transactions per year, where SAQ is recommended.

  • Level 3: SAQ required
  • Level 4: SAQ recommended
  • Simplified validation process
  • Typical timeline: 2 to 4 months
  • Acquirer-driven validation requirements
Get Level 3/4 Consultation
Not sure which PCI DSS level applies to your business? Contact us for a free assessment based on your transaction volume, payment channels, and current security posture.

The 12 PCI DSS Requirements

Every PCI DSS compliant organization must satisfy all 12 requirements across six control objectives.

1

Install and maintain network security controls

2

Apply secure configurations to all system components

3

Protect stored account data

4

Protect cardholder data with strong cryptography during transmission

5

Protect all systems and networks from malicious software

6

Develop and maintain secure systems and software

7

Restrict access to system components and cardholder data by business need to know

8

Identify users and authenticate access to system components

9

Restrict physical access to cardholder data

10

Log and monitor all access to system components and cardholder data

11

Test security of systems and networks regularly

12

Support information security with organizational policies and programs

Get Help Meeting All 12 Requirements

The PCI DSS Certification Process

A structured, transparent approach from scoping to certification and ongoing monitoring.

Scoping & Data Flow Mapping

Identify all systems, networks, and processes that store, process, or transmit cardholder data.

Gap Analysis & Risk Assessment

Assess current controls against all 12 PCI DSS requirements and identify compliance gaps.

Policy & Procedure Development

Create or update information security policies, procedures, and required documentation.

Security Controls Implementation

Implement network segmentation, encryption, access controls, and monitoring systems.

Vulnerability Scanning & Pen Testing

Conduct quarterly ASV scans and annual penetration testing across the cardholder data environment.

Internal Security Review

Conduct internal reviews to verify control implementation and evidence readiness.

QSA Audit & ROC/AOC

Formal QSA-led audit resulting in a Report on Compliance and Attestation of Compliance.

Certification & Ongoing Monitoring

Maintain compliance with quarterly scans, annual reassessment, and continuous monitoring.

Start Your PCI DSS Journey

Why PCI DSS Compliance is Important for Indian Companies

PCI DSS compliance protects cardholder data, reduces risk, and strengthens trust with customers and payment partners.

Protects cardholder data
Avoids non-compliance fines
Builds customer trust
Meets card brand requirements
Reduces data breach risk
Enables payment processing
Required for enterprise contracts
Strengthens security posture
Supports global business expansion
Plan Your PCI DSS Compliance

Why Choose Univate for PCI DSS Certification

We don't just advise. We partner with you through every step of the PCI DSS compliance journey.

PCI SSC Qualified Assessors

Authorized PCI SSC Qualified Security Assessors on our team, verified to conduct formal ROC audits for Level 1 organizations.

100% Certification Success Rate

Every organization we have assessed has achieved their target PCI DSS compliance level, from Level 1 through Level 4.

Pan-India + 20 Countries

Serving organizations in Bangalore, Mumbai, Chennai, Hyderabad, Delhi NCR, Pune, and 20+ countries including UAE, Saudi Arabia, Philippines, and USA.

Certified QSA Auditors

Our team includes certified QSA auditors with deep experience across payment gateways, banks, fintech, and e-commerce industries.

Complete Documentation & Remediation Support

We create your policies, procedures, SAQ documentation, and remediate findings as part of the engagement.

Transparent Fixed-Fee Pricing

No hidden costs. Detailed scope of work and fixed pricing shared upfront before engagement begins.

Frequently Asked Questions About PCI DSS in India

Common questions about PCI DSS certification and compliance in India.

How long does PCI DSS certification take in India?
Level 1 certification typically takes 3 to 6 months. Level 2-4 compliance via SAQ takes 2 to 4 months depending on scope and current security posture.
What does PCI DSS certification cost in India?
Cost depends on compliance level, transaction volume, number of cardholder environments, network complexity, and current security posture. We provide fixed-fee quotes after scoping.
What is the difference between PCI DSS Level 1 and Level 2?
Level 1 is for organizations processing over 6 million transactions/year and requires a formal QSA audit. Level 2 (1M-6M transactions) uses a Self-Assessment Questionnaire.
Is PCI DSS certification mandatory?
Yes, PCI DSS compliance is mandated by all major card brands for any organization that stores, processes, or transmits cardholder data. Non-compliance can result in fines of $5,000-$100,000 per month.
What is a QSA audit?
A Qualified Security Assessor (QSA) audit is a formal on-site assessment conducted by PCI SSC-certified auditors to evaluate your compliance with all 12 PCI DSS requirements.
How long is PCI DSS certification valid?
PCI DSS compliance must be validated annually. Level 1 requires annual QSA audit, while Level 2-4 require annual SAQ completion. Quarterly ASV scans are also required.
Do you provide PCI DSS services across India?
Yes. Our PCI DSS consultants serve organizations in Bangalore, Mumbai, Chennai, Hyderabad, Delhi NCR, Pune, and across India plus 20+ countries.
What is a Report on Compliance (ROC)?
An ROC is the formal document produced after a QSA audit that details your organization's PCI DSS compliance status. It's required for Level 1 merchants and service providers.
What is the difference between SAQ and ROC?
SAQ (Self-Assessment Questionnaire) is a self-validation tool for Level 2-4 merchants. ROC (Report on Compliance) is produced by a QSA after a formal audit, required for Level 1.
Can Univate help with PCI DSS remediation?
Yes. We identify gaps, implement security controls, remediate findings, and provide ongoing compliance monitoring after certification.

Ready to Achieve PCI DSS Compliance?

Get a free readiness assessment from our certified QSA consultants. No obligation. Response within 24 hours.

Limited QSA audit slots available for Q3-Q4 2026. Book your gap assessment now.

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