Complete PCI DSS consulting from gap analysis to certification. We help merchants, payment processors, and service providers achieve and maintain PCI DSS compliance across all four levels. Transparent process. Proven results across India and 20+ countries.
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Strengthen your payment security posture, meet card brand mandates, and position your business as a trusted, compliant partner for merchants and processors.
PCI DSS (Payment Card Industry Data Security Standard) is a globally mandated security standard for any organization that stores, processes, or transmits cardholder data. Compliance is required by all major card brands (Visa, Mastercard, RuPay, Amex). Non-compliance can result in hefty fines, data breaches, and loss of payment processing privileges. With Univate, achieving PCI DSS compliance becomes faster, simpler, and fully guided by certified QSA experts.
PCI DSS compliance is required for any organization that stores, processes, or transmits cardholder data, regardless of transaction volume.
If your company stores, processes, or transmits cardholder data in any form, PCI DSS compliance protects you from fines, breaches, and loss of payment processing privileges while building trust with customers and partners.
Comprehensive PCI DSS consulting from initial gap analysis to final QSA audit and beyond. Support for Level 1 through Level 4 compliance.
We assess your cardholder data environment against all 12 PCI DSS requirements, define scope, and identify gaps with a clear remediation roadmap.
Our consultants design and document information security policies, procedures, and evidence artifacts required for PCI DSS compliance.
We implement firewalls, network segmentation, encryption, and access controls to secure your cardholder data environment.
Quarterly ASV scans and annual penetration testing to identify and remediate vulnerabilities in your payment environment.
Hands-on training for your teams on security policies, secure coding practices, and PCI DSS requirement awareness.
We help Level 2-4 merchants complete the correct SAQ type accurately and efficiently based on their payment channels.
Formal on-site assessment by our PCI SSC-certified QSAs, culminating in a complete Report on Compliance for Level 1 organizations.
We prepare and finalize your official Attestation of Compliance document required by acquirers and card brands.
Post-certification support including remediation of findings, quarterly ASV scans, and continuous compliance monitoring.
Your PCI DSS compliance level is determined by annual transaction volume and validation requirements.
Level 1: Organizations processing over 6 million transactions per year, requiring a formal annual QSA audit and quarterly ASV scans. Level 2: Organizations processing 1 million to 6 million transactions per year, requiring an annual SAQ and quarterly ASV scans.
Level 3: E-commerce merchants processing 20,000 to 1 million transactions per year, requiring an SAQ. Level 4: Merchants processing under 20,000 e-commerce or under 1 million other transactions per year, where SAQ is recommended.
Every PCI DSS compliant organization must satisfy all 12 requirements across six control objectives.
Install and maintain network security controls
Apply secure configurations to all system components
Protect stored account data
Protect cardholder data with strong cryptography during transmission
Protect all systems and networks from malicious software
Develop and maintain secure systems and software
Restrict access to system components and cardholder data by business need to know
Identify users and authenticate access to system components
Restrict physical access to cardholder data
Log and monitor all access to system components and cardholder data
Test security of systems and networks regularly
Support information security with organizational policies and programs
A structured, transparent approach from scoping to certification and ongoing monitoring.
Identify all systems, networks, and processes that store, process, or transmit cardholder data.
Assess current controls against all 12 PCI DSS requirements and identify compliance gaps.
Create or update information security policies, procedures, and required documentation.
Implement network segmentation, encryption, access controls, and monitoring systems.
Conduct quarterly ASV scans and annual penetration testing across the cardholder data environment.
Conduct internal reviews to verify control implementation and evidence readiness.
Formal QSA-led audit resulting in a Report on Compliance and Attestation of Compliance.
Maintain compliance with quarterly scans, annual reassessment, and continuous monitoring.
PCI DSS compliance protects cardholder data, reduces risk, and strengthens trust with customers and payment partners.
We don't just advise. We partner with you through every step of the PCI DSS compliance journey.
Authorized PCI SSC Qualified Security Assessors on our team, verified to conduct formal ROC audits for Level 1 organizations.
Every organization we have assessed has achieved their target PCI DSS compliance level, from Level 1 through Level 4.
Serving organizations in Bangalore, Mumbai, Chennai, Hyderabad, Delhi NCR, Pune, and 20+ countries including UAE, Saudi Arabia, Philippines, and USA.
Our team includes certified QSA auditors with deep experience across payment gateways, banks, fintech, and e-commerce industries.
We create your policies, procedures, SAQ documentation, and remediate findings as part of the engagement.
No hidden costs. Detailed scope of work and fixed pricing shared upfront before engagement begins.
Common questions about PCI DSS certification and compliance in India.